Structured Products

Defined outcomes. Managed risk. Built around your goals.

In uncertain markets, structured products offer a measured way to invest — combining the potential for returns with built-in protections and clearly defined outcomes. Whether you’re looking to grow capital or draw income, structured products can provide a personalised solution with greater clarity and control.

We work with a selection of established international and local partners to give clients access to world-class structured investment solutions. We also offer the ability to structure bespoke notes, tailored to specific outcomes, subject to minimum investment thresholds

Two Approaches: Growth and Income

Capital Growth Solutions

For investors focused on long-term accumulation
These structured investments are designed to grow your capital over a fixed period, typically by tracking the performance of an equity index or basket of shares—with downside protection built in.

Key features:

  • Exposure to global or local equity markets – priced in ZAR or in foreign currency (e.g. USD)
  • Defined maturity terms, often 3 to 5 years
  • Conditional capital protection against moderate market declines
  • Predictable return scenarios, disclosed up front

These solutions suit long-term investors who want equity participation but prefer a more stable, rules-based journey to growth.

Income Solutions

For investors seeking yield in a risk-managed framework
Structured income products—often referred to as autocalls—aim to deliver regular income payments, even if markets are flat or moderately down. They may also mature early if certain conditions are met.

Key features:

  • Targeted income payouts (monthly, quarterly, or annually)
  • Potential for early maturity with full capital return
  • Downside protection up to a defined barrier
  • Often used by clients drawing income or de-risking portfolios

These strategies are ideal for those needing dependable income with clear risk limits.

Defined outcomes. Managed risk. Built around your goals. We’ll help you find the right structured investment—whether you’re looking for stable income, capital growth, or a custom solution tailored to your needs.

Why Choose a Structured Product?

  • Defined outcomes: Know your potential return, maturity date, and risk limits before you invest
  • Customisable: Products can be tailored to your view, time horizon, or income needs
  • Risk-managed: Built-in protections to limit exposure in adverse market conditions
  • Tax efficiency: Some solutions may offer opportunities for tax deferral or improved after-tax outcomes, depending on structure and jurisdiction
  • Versatile access: Available in personal, trust, company, or retirement structures—both local and offshore
  • Diversification: can act as a risk diversifier when added to an equity portfolio

Whether you’re looking for market-linked growth with a smoother ride, or stable income without full market exposure, we’ll help you find—or build—the right solution.

Schedule Your Structured Investment Call

In uncertain markets, structured products give you clarity and control. With built-in protection and predefined outcomes, they offer a smarter way to grow your wealth or draw income—while managing downside risk.
Cratos Asset Management partners with trusted providers to deliver both local and offshore options, including bespoke notes designed around your investment goals.

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