Interim Results: For the six months ended June 2022, Headline Earnings grew 28% to R11bn with revenue up 14%. Headline Earnings Per Share (HEPS) was up by 29.8% as reported (27% on a normalised basis). The Net asset value per share increased by 9% and return on equity improved to 17.7%. The cost-to-income ratio improved to 51.4% from 54.9%. The interim dividend almost doubled to 650 cents per share (from a prior 350 cents per share).