HY Results – Revenue +13% to R52.35bn; net interest income +16% to R33.07bn & non-interest income +8% to R19 29bn. Net interest margin up to 4.61% from 4.54%, on higher policy rates. Gross loans & advances +8% but Credit impairments jumped +60% to R8.3bn, resulting in a 1.27% credit loss ratio, up from 0.91%.
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